Therapy Services
Private Pay: $150 per therapy session.
Accepted Insurances: Aetna, Cigna, and Optum/United Healthcare (including UMR, Oxford, Oscar, Surest).
Mikael Ferm, LCSW currently only accepts insurance from clients based in PA, TX, and VA.
If using insurance, your financial responsibility is determined by your insurance plan.
Private pay rate applies for any out-of-network services. As requested, you will be provided with the proper paperwork to submit for any applicable out-of-network reimbursement.
Good Faith Estimate
By law, healthcare providers (including psychotherapists) need to give self-paying clients who don’t have insurance or who are not using insurance an estimate of the bill for healthcare items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
Mikael will provide you with a Good Faith Estimate at least 1 business day before your first appointment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you may dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, please visit www.cms.gov/nosurprises
Practice Jurisdictions
Mikael Ferm, LCSW is licensed to practice in Pennsylvania, Texas, and Virginia.
Mikael Ferm, LCSW is registered to practice in South Carolina as an Independent Social Worker Telehealth Provider (https://llr.sc.gov/TeleHealth/SocialWork.html)